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Payments

How M-Pesa STK push works for small businesses

10 October 2026 · 1 min read

STK push sends the M-Pesa payment prompt straight to your customer's phone. No more wrong till numbers or wrong amounts.

When a customer pays by typing your PayBill or Till number, mistakes happen: a wrong digit, a wrong account number or the wrong amount. STK push removes those mistakes.

What is STK push?

STK push (also called Lipa na M-Pesa Online) lets your system send a payment request to the customer's phone. The customer sees a pop-up with your business name and the exact amount, enters their M-Pesa PIN, and the payment is done. Your system receives the confirmation instantly.

Where it helps

  • Schools: parents pay fees from a link and the receipt is posted to the student's account.
  • Churches: members choose tithe, offering or a project and give in seconds.
  • Landlords: tenants pay rent and receive a receipt by SMS.
  • Shops and pharmacies: faster checkout at the counter and online.

PayBill, Till or Pochi la Biashara

Our M-Pesa Pay system works with PayBill, Buy Goods Till and Pochi la Biashara, and every iTach system that takes payments can use it. See M-Pesa Pay or request a demo.

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